Home Credit Philippines is promoting an installment option for the iPhone 18 Pro, advertising payments starting at P137 per day with zero interest and no down payment for terms of up to 24 months.

The financing offer gives customers another payment option for acquiring Apple’s flagship smartphone, spreading the purchase cost over a longer period rather than paying the full price upfront.

According to Home Credit’s promotional material, the advertised daily payment is calculated based on a zero-interest installment arrangement with no down payment over a maximum 24-month term.

The advertisement does not specify the iPhone 18 Pro’s total financed price, the eligibility requirements, applicable fees or the approval criteria for the offer. Customers should confirm the full repayment amount and terms with Home Credit before entering into a financing agreement.

The promotion highlights the growing role of consumer financing in making premium smartphones accessible to buyers who prefer installment payments. Actual affordability depends on the approved loan terms, the customer’s budget and the total amount payable over the financing period.